Terms and Conditions
Guidelines for using the website and its services
Effective Date: June 2026
1. Introduction
Welcome to the official website of Parappur Service Co-operative Bank Ltd. No. D 1987 (“the Bank”, “we”, “our”, or “us”).
By accessing, browsing, or using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the website.
The Bank reserves the right to amend, modify, or update these Terms & Conditions at any time without prior notice. Continued use of the website following such changes constitutes acceptance of the revised terms.
2. About the Bank
Parappur Service Co-operative Bank Ltd. No. D 1987 is a Primary Agricultural Credit Society (PACS) functioning under the Department of Co-operation, Government of Kerala. The Bank operates within the jurisdiction of Parappur Grama Panchayath in Malappuram District and provides banking and financial services to its members and customers.
3. Eligibility to Use the Website
This website is intended for individuals who are legally competent to enter into binding agreements under applicable laws.
Persons who are considered incompetent to contract under the Indian Contract Act, 1872, including minors and individuals restricted by law, may not use services that require legal consent.
4. Permitted Use of the Website
Users may access this website for lawful purposes, including:
- Obtaining information about the Bank and its services.
- Viewing notices, announcements, and public information.
- Downloading forms and documents made available by the Bank.
- Contacting the Bank regarding products and services.
Users agree not to:
- Attempt unauthorized access to the website, servers, or databases.
- Introduce viruses, malware, or harmful software.
- Disrupt the operation or security of the website.
- Use the website for fraudulent, unlawful, or malicious purposes.
- Copy, reproduce, or misuse website content without permission.
The Bank reserves the right to restrict or terminate access in the event of misuse.
5. Information and Content
The information published on this website is provided for general informational purposes only.
While reasonable efforts are made to ensure that information is accurate and up to date, the Bank does not warrant the completeness, accuracy, or reliability of all content.
Interest rates, deposit schemes, loan products, service charges, and other information may be revised from time to time. Visitors are advised to contact the Bank directly for confirmation before making financial decisions.
6. Electronic Communications
By contacting the Bank through this website, email, or other electronic means, you consent to receive communications electronically where applicable.
Such communications may include responses to enquiries, notifications, updates, and other service-related information.
7. Intellectual Property Rights
Unless otherwise stated, all content on this website, including but not limited to:
- Text
- Logos
- Images
- Graphics
- Documents
- Design elements
- Downloadable materials
are the property of Parappur Service Co-operative Bank Ltd. No. D 1987 and are protected by applicable intellectual property laws.
No content may be copied, reproduced, distributed, modified, or published without prior written permission from the Bank.
8. Third-Party Links
This website may contain links to third-party websites for user convenience.
Such links do not imply endorsement by the Bank. The Bank has no control over and assumes no responsibility for the content, privacy practices, or security of third-party websites.
Users access external websites at their own discretion and risk.
9. Limitation of Liability
The Bank shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Use of or inability to use this website.
- Reliance on information available on this website.
- Technical interruptions, delays, or errors.
- Unauthorized access to user communications or data.
The Bank does not guarantee uninterrupted or error-free operation of the website.
10. Privacy
Use of this website is also governed by our Privacy Policy, which explains how personal information is collected, used, and protected.
Users are encouraged to review the Privacy Policy available on this website.
11. Changes to Website Content
The Bank reserves the right to modify, update, suspend, or discontinue any part of the website, services, content, or features at any time without prior notice.
12. Governing Law and Jurisdiction
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts in Malappuram District, Kerala.
Contact Information
Parappur Service Co-operative Bank Ltd. No. D 1987
Parappur P.O.
Malappuram District
Kerala – 676503
India
📞 Phone: +91-9645700045
✉ Email: parappurscb@gmail.com
🌐 Website: www.parappurscb.com
Banking with Trust, Growing with Community